Cyber Insurance: Why Every Small Business Needs It
Posted: March 3, 2025
When you think about cyber threats, you might picture a large corporation battling a data breach, not a small construction firm, local brewery or veterinary clinic. But here’s the reality—cybercriminals don’t just go after the big guys. In fact, small businesses are often prime targets because they typically have fewer security resources. If your business handles sensitive customer information, processes electronic payments or even just...
7 Tips for Staying Safe During Extreme Cold Weather
Posted: January 14, 2025
Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...
What Should I Do if I Have Trouble Driving at Night?
Posted: December 19, 2024
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. During a clear day, you might be able to see thousands of feet ahead of you. But when the sun’s down,...
New Year’s Checklist: 7 Important Insurance Conversations Every Business Owner Should Have
Posted: December 18, 2024
The start of a new year is an ideal time for business owners to review and refresh their insurance coverage to ensure it meets their current needs and business goals. Whether you run a small retail shop, a contracting business or manage a fleet, here are seven important topics to discuss with your local insurance agent this year. 1. Annual Insurance Coverage Checkup As your...
What to Know About Workers’ Compensation and Working from Home
Posted: December 6, 2024
Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...